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How Smart Technology Can Reduce Home Insurance Claims

March 18th, 2016  |  Home

While smart homes are still more common to the realm of science fiction in films like Iron Man, such technology is readily available in the real world too and it could go a long way to protecting your home.

According to Canadian Underwriter the three most common home claims with Allstate Canada were for wind and hail damage, water damage, and theft. While smart technology may not be quite as robust as J.A.R.V.I.S. they can do a pretty good job at reducing the risk of these three common claims.

When it comes to wind, hail, or other severe weather, make sure your property is fully prepared. Home systems can help you be prepared with up to the minute updates on weather forecasts and severe weather alerts in your area.

Water damage can be a homeowner’s worst nightmare. While smart tech can’t do much about a flood, you can repair leaky pipes before they cause too much damage with digital leak sensors. And smart thermostats will help prevent pipes from freezing and bursting in the winter.

Protection from break-ins and theft is paramount for anyone who has a family or valuable possessions. Smart security systems can keep you connected to your home even when you’re miles away with many systems using apps to stream live feeds directo any computer or phone.

As technology advances smart home systems will be able to do even more things to make life a little easier and a little safer at home. It’s not hard to install many of these features and while there is an up front cost, having them may net you a lower home insurance premium.