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How To Get Cheap Auto Insurance with HUB Insurance Hunter

September 9th, 2014  |  Auto Insurance

Who doesn’t want cheap auto insurance, right? I think this goes without saying. Saving money on auto insurance is important for all drivers. With the Ontario government enacting a plan to cut auto insurance rates by 15% by August 2015, many drivers will experience rate reductions when they renew their policy. But, if you really want cheap auto insurance, it is a long term process and getting great rates starts from the day you get your driver’s license. 

Its starts with a good driving record and being a responsible driver

Getting cheap auto insurance rates starts with you. You need to maintain a good driving record in order to get truly cheap auto insurance. This means that you need to be a safe and responsible driver from the minute you get behind the wheel for the first time. While you don’t have to be perfect, the fewer tickets and infractions you have, the more you will save. Insurance companies love drivers with clean driving records and they will reward you with lower car insurance rates. 

Check out: How To Save On Insurance From The First Day You Get Your License

You need to get a quote

One of the most important factors for getting cheap auto insurance is being proactive and getting a quote. Getting a quote allows you to check out your insurance options and see what a number of insurance companies have to offer in terms of pricing and policy options. 

Taking the time to get a quote yearly will help you get the cheapest auto insurance rates possible. Things change over the year, and these changes can be beneficial to you as a driver. As mentioned above, with auto insurance rates falling in Ontario, getting a quote when your policy comes up for renewal will help you capitalize on the lower rates and help you get the cheapest rates possible, given your driving record and other factors. 

It is also advisable to get a quote every time something changes in your life. From getting a new car, adding a new driver on your policy, moving to a new area, and other changes, these are great opportunities to see if further savings are possible. 

5 Tips To Get Cheap Auto Insurance Rates

Looking for other ways to help lower your auto insurance rates? Here are 5 additional tips to keep in mind when trying to get cheap auto insurance rates:

  1. Drive safe
  2. Take driver training if you are a new driver
  3. Increase your deductible
  4. Drive a low risk car
  5. Talk to your auto insurance provider about ways to save 

 

Ready to save money and get cheap auto insurance rates? Visit www.insurancehunter.ca to get 3 quotes in 3 minutes and save on your next auto insurance policy.

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