5 negotiating tips every home buyer should know

A couple hugging in front of their new home.

They say that when it comes to real estate everything is negotiable. If you’ve ever bought a home, you know that's true. Whether you’re in the market to upgrade your current living space or you’re buying your first home, negotiation is a big part of buying a house. It’s important for home buyers to be open minded, keep their cool and stand their ground. After all, a home comes with a lot of responsibility...and a lot of debt.

What you should consider as a first time car buyer

A blurred image of a salesman next to a new car.

As a first time car buyer, you likely can’t wait to get your new vehicle on the road. You’re sick of taking the public transportation or relying on friends to drive you around. You want to be come fully independent. You want to have your own set of wheels. You’re just a bit nervous about buying your first car. Here are some things to keep in mind when making your big purchase.

How to stay safe while traveling alone

A woman with a backpack sitting on the ground, watching the horizon over a body of water

“How safe is it when you travel alone?” This is the number one question I receive after my solo adventures. It seems like most people are nervous about the idea of figuring out how to stay safe while traveling alone. I totally get it. I was hesitant to start traveling alone. My parents totally flipped out when they found out I was going to Europe alone. It’s not easy to build up the courage to leave home. However, after doing it multiple times, I have a few important tips for rookies.

Are you leaving your home at risk when you travel?

A pair of hands wrapping a model home in bubblewrap.

With summer around the corner, many Canadians are eagerly awaiting a vacation. Nicer weather will open new destinations and the kids will be free to escape. It's an exciting time, but even travel come with its stresses. For many people, budgeting is the most stressful part of the trip. But it isn't the only thing people stress over. Worrying about leaving your home uninhabited while on vacation can be infinitively worse.

How to travel on a budget

A piggy bank sitting on a suit case with a beach in the background

Travelling is a lot of fun. It lets you take a break from your day-to-day life and gives you an all-new perspective on life. While it would be nice to take a cruise across the world tomorrow, sometimes it’s just not in the budget. But don’t despair, there are still plenty of fun things you can see and do when you travel on a budget. It all starts with saving money on the biggest travel expenses: your flight, hotel and food.

Do I really need condominium insurance?

A partially opened condo door.

If you’re a condo owner you may think you don’t need condominium insurance coverage, but it's actually quite important. A common belief is that you’re covered by the common expense fees that you pay every month, when that simply isn’t the case in most instances. A study by Allstate found that 61 percent of purchasers of new condos weren’t aware that they could be held personally responsible if a fire or leaky pipe in their unit damages their neighbour’s. Most believed it was covered by their condo insurance policy.

4 home projects to undertake this spring

4 home projects to undertake this spring

Spring projects can help beautify your home, increase livable space and give your house a fresh new look. The best part is that it doesn’t need to cost a small fortune. All it takes is a little bit of planning, a trip to the home improvement store and an idea (thanks Pinterest).

What to do if your house floods

A cartoon of a perplexed man holding a wrench, while his child snorkels in his flooded basement

Life happens. Sometimes though, it can seem like too much life is happening. At least that’s how it feels when you wake up in the morning to discover water pooling in your basement. Here’s a simple guide for when that particularly irritating component of life happens.

3 ways car insurance can help protect you

A cartoon of two cars colliding

For many families, a car is a must-have. It helps get you from point A to point B in less time. While many drivers grumble about paying for car insurance coverage, car insurance can protect you financially if you’re involved in a serious collision. You work hard for your money. The last thing you want is to be sued by a fellow motorist when you’re involved in an accident and have to pay damages out of pocket.

3 home security tech innovations that will keep you safer

A security camera mounted in the foreground of a blurry street

You spent good money on your home. You have home insurance to protect your valuable possessions and to ensure that your investment will always be covered. You now want to get a home security system to protect your family. You’re on the fence about this system because you’re not sure if it's the best option. Take a few minutes to learn about some new innovations in home security.